Choosing the right home

Single & double storey home builders

Buying a home is a big deal. For most people, it’s the single largest purchase they will make in their life. For many it will be a once-off occurrence, for others it may be a regular happening depending on circumstances. Either way, when you are buying a home to live in, you want to do it properly and make sure that you get the home you want. This is not an easily undone deal, so do your homework and consider these points.

Price

Work out your finances. Speak to your financial adviser or your mortgage lender and find out exactly how much you can comfortably afford. You will need to consider any renovations you may want to do, your purchase costs and have something in reserve should the interest rates go up.

You also want to leave some sort of emergency fund, should your house require any urgent work. Remember also to factor in property rates, home insurance and any other related expenses.

Location

So, you now know exactly how much you can afford to spend on your new house. Time to start researching your preferred locations. Go online and see if your chosen suburbs and budget match up.

Amenities/schools

You can now narrow down your location search by looking at school and recreational facilities in the area. Are there enough good schools, is the house close to public transport, are there parks and green spaces, is it safe and will you and your family be happy there?

Look for shopping options and sports facilities, if that’s what you’re keen on.

Size

Think about how big you want your home and if it can comfortably fit your family. If you are planning to grow your family or might need a home office in the future, then your house needs to be flexible enough to scale should you require.

Start the search

You’ve narrowed down your list, now start visiting homes. Visit as many as you can and get an accurate idea of what’s on the market and what real value is.

Don’t just visit the locations, drive around the neighbourhoods, speak to the locals and get a good feel for the place – as you may be living there soon.

Don’t buy the first one you see

No matter if the first home you see appears perfect, make sure to see many before deciding. This will help you determine value and give you a better idea of what you want and can comfortably afford.

Be decisive

Now that you know what you want and what’s out there, you’re ready to buy. Continue the search and when you are certain that you’ve found the right home, be decisive, move quickly and purchase that property before you lose out.

From character cottages to sprawling mansions, contact us for your next home.